Can anyone explain to me how this is not exactly what it would seem from just looking at the surface?
What if it said one who believe and reads the bible? or believes and goes to church? What then, would you suspose those things were part of the saving work of the Lord?
And I would also point out that you merely quoted part of the verse, be sure to always read the entirety of the text you are studing, NEVER read single and suspose a doctrine from that.
What I would ask you is that IF Jesus was saying that water baptism was part of being saved, and one can not be saved without it. Then why is that not a major theme in his teachings, he simply does not refer to it that often at all.
What Jesus does refere to and is said here in this text is FAITH or BELIEVING. That is the opperative word here, as you see by reading the rest of that verse, he says that he who does not believe... not he who is not baptized.
Context is what you need, look at the larger picture and do not presume that you are going learn doctrine from single verses, and especially fractions of verse. In this case you did not ever quote the entire verse.
oh and pay no mind to Quath he is not a believer and his opinion in the matters of faith are worthless.